BVN is great, but here are 5 ways CBN can make it better
Creating BVN was a commendable first step, but if it doesn’t evolve with technology, it risks becoming more bureaucratic than valuable.
Key providers for lenders in Uganda: Credit scoring, KYC, and payment
Credit bureaus, credit scoring systems, Know Your Customer (KYC) protocols and payment providers form the core of any sustainable lending operation in Uganda. Why are these tools essential? Let’s look at some numbers.
A cultural view of loan defaults in Sierra Leone
Behind every unpaid loan is a story shaped by social ties, informal safety nets, and shifting expectations around debt. Understanding these nuances is key to building a lending system that balances risk with empathy.

