A cultural view of loan defaults in Namibia
Industry Information

A cultural view of loan defaults in Namibia

From 2019 to 2024, Namibia has witnessed growing household borrowing alongside a noticeable rise in defaults

Device finance in Nigeria: A case for BNPL
Growth marketing

Device finance in Nigeria: A case for BNPL

In an era where a smartphone is no longer a luxury but a fundamental tool for economic survival, Nigeria's "affordability gap" has never been wider. With inflation squeezing disposable income, the traditional model of outright cash purchases is being replaced by the rapid rise of Buy Now, Pay Later (BNPL). This shift isn't just about convenience; it’s a strategic response to currency volatility and a lack of traditional credit infrastructure. By leveraging alternative data and "pay-as-you-go" technology, BNPL providers are turning the dream of high-end tech ownership into a manageable monthly reality for millions of Nigerians, ultimately driving the nation's next wave of digital inclusion

Effective loan collections for lenders in Ghana
Lender information

Effective loan collections for lenders in Ghana

Across Ghana, more and more people are struggling to keep up with loan repayments. Loan collection doesn’t have to be a battle. With the right strategies, tools, and mindset, lenders can recover loans without chasing people into hiding, and borrowers can stay afloat even when times get tough.