Starting lending in Canada? Here’s how to get licensed
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Starting lending in Canada? Here’s how to get licensed

Getting a lending license in Canada involves understanding federal and provincial regulations because each has its own requirements.

What is the Credit Card Act and why was it introduced?
Industry Information

What is the Credit Card Act and why was it introduced?

In the years before 2009, credit cards had become one of the most common forms of consumer borrowing in the United States. By 2008, household credit card debt had climbed past $900 billion, according to Federal Reserve data, and card issuers were enjoying some of their most profitable years. The business model was clear: interest […]

A deep overview of consumer credit in Ghana
Industry Information

A deep overview of consumer credit in Ghana

This article offers a comprehensive overview of Ghana’s consumer lending sector from 2019 to 2024. It explores the types of loans available, major lenders, the role of fintech, regulation, and the social dynamics of borrowing.