A cultural view of loan defaults in the Philippines
Lender information

A cultural view of loan defaults in the Philippines

The cultural bedrock of family and community in the Philippines suggests that, for better or worse, social norms will continue to shape how loans are taken and repaid.

Should I lend to this customer? A guide to risk assessment
Information

Should I lend to this customer? A guide to risk assessment

For any lending business to be profitable, a lender must be assured of recovering their loan. Here are a few practical guides on how to determine if you should lend to a borrower or not.

Who regulates lending in South Africa?
Lender information

Who regulates lending in South Africa?

This article unpacks the key regulators involved in South Africa’s lending sector, what each one does, and why their roles matter now more than ever.