Where to get loans in Zambia without collateral
Borrower information

Where to get loans in Zambia without collateral

Getting a loan in Zambia shouldn’t require land titles, paperwork from 1997, or begging your employer for a letter. Thankfully, several modern lenders are offering clean, fast, no-collateral loans to help Zambians access credit without drama. With over 60% of Zambians still don’t have access to formal credit, there are just more than enough Zambians […]

Common mistakes lenders make when choosing a business model
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Common mistakes lenders make when choosing a business model

The secret weapon of any thriving lending business is a smart business model. Unfortunately, lenders make mistakes when choosing one.

Why Nigerian banks will never win the consumer credit game
Lending

Why Nigerian banks will never win the consumer credit game

Now that we know how important consumer credit is and why it is an important problem, why are banks ill-qualified to solve the problem?