Where to get loans with low interest rates in Nigeria
Borrower information

Where to get loans with low interest rates in Nigeria

This guide goes beyond the usual list of loan apps and bank brochures. It takes a clear look at where Nigerians across different income levels and needs can find loans with the lowest possible interest rates, what to watch out for, and how to borrow smartly

Frequently Asked Questions about Mortgages
FAQs

Frequently Asked Questions about Mortgages

Despite their prevalence, mortgages remain confusing for many. People ask whether they can qualify with irregular income, how interest really affects repayments over decades, and what happens if life throws an unexpected curveball. Lenders, on the other hand, wrestle with balancing risk, keeping up with regulations, and monitoring loans across multiple borrowers and markets. This […]

How lenders should prepare for the new credit guarantee era
Industry Information

How lenders should prepare for the new credit guarantee era

The following guidance grounded in NCGC’s own structure, principles and announcements explains how banks and fintechs can get ready internally, shape the right loan offerings, align their credit and risk frameworks, educate borrowers, and coordinate across teams for this new guarantee-driven lending ecosystem.