How to assess loan applications for individual borrowers  
How to

How to assess loan applications for individual borrowers  

Here's how to thoroughly assess loan applications for individual borrowers to reduce non-performing loans in your loan portfolio

A cultural view of loan defaults in Kenya
Industry Information

A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]

What high-performing lenders track weekly 
Growth marketing

What high-performing lenders track weekly 

This article covers the specific metrics that well-run lending operations track on a weekly basis, why each one matters, and what it usually tells you when it starts shifting.