What Chamas and SACCOs can teach lenders about group lending
How to

What Chamas and SACCOs can teach lenders about group lending

Group finance has a reach that many fintechs still underestimate. In Kenya, SACCOs that operate under regulation reported 6.84 million members in 2023, a number that shows how much formal group lending has grown. Beyond that, informal savings groups called chamas are even more widespread. Estimates suggest there are around 300,000 active chamas, each managing […]

3 alternative data to credit report for enhancing underwriting quality
Growth marketing

3 alternative data to credit report for enhancing underwriting quality

Smart lenders must incorporate alternative data sources to improve underwriting and make more informed lending decisions.

How to get a lending license in Namibia
License

How to get a lending license in Namibia

If you’re interested in starting your own cash loan business, this guide provides a detailed pathway to securing a license while adhering to the regulations that shape the industry.