4 alternative lending channels to reach underserved borrowers
Most African countries need easier access to credit. While there has been substantial progress over the past decade, access to finance remains a daunting constraint in Africa. So, how do we connect with these underserved populations and bring credit closer to them?
Should I lend to this customer? A guide to risk assessment
For any lending business to be profitable, a lender must be assured of recovering their loan. Here are a few practical guides on how to determine if you should lend to a borrower or not.
Frequently Asked Questions about Mortgages
Despite their prevalence, mortgages remain confusing for many. People ask whether they can qualify with irregular income, how interest really affects repayments over decades, and what happens if life throws an unexpected curveball. Lenders, on the other hand, wrestle with balancing risk, keeping up with regulations, and monitoring loans across multiple borrowers and markets. This […]