How the bad debt expense formula helps lenders track risk
Lender information

How the bad debt expense formula helps lenders track risk

What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.

7 loan apps in Malawi with low interest
Borrower information

7 loan apps in Malawi with low interest

This article breaks down the factors that determine loan affordability. It explains how to read conditions beyond the headline rate, spot when fees outweigh benefits, and weigh repayment schedules against cash flow or salary cycles.

How to know your business is ready to offer credit products
Growth marketing

How to know your business is ready to offer credit products

This article breaks down the signals that show your business is ready to offer credit. It also highlights the risks and the opportunities that come with extending credit to customers