Who regulates lending in Zambia
Industry Information

Who regulates lending in Zambia

The answer to who regulates lending in Zambia depends entirely on what kind of lending you're doing. Zambia operates under a tiered regulatory system that separates financial institutions by their activities, capital requirements, and the level of risk they pose to the financial system. 

How the bad debt expense formula helps lenders track risk
Lender information

How the bad debt expense formula helps lenders track risk

What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.

Key KPIs every digital lender should track month-over-month
Lender information

Key KPIs every digital lender should track month-over-month

Lending KPIs show the operational strength of the business and the quality of decisions being made across credit, risk, pricing, and customer acquisition.