How to get a student loan in Ghana
Borrower information

How to get a student loan in Ghana

A degree doesn’t guarantee success. But it gives you a fighting chance. So if money is the only thing standing between you and your education, don’t be afraid to explore your options.

Top loan origination systems worth considering in 2025
Lender information

Top loan origination systems worth considering in 2025

In 2025, loan origination systems (LOS) are one of the sharpest differentiators between lenders that grow and lenders that stall.

Why Nigerian banks will never win the consumer credit game
Credit Laws

Why Nigerian banks will never win the consumer credit game

Nigerian banks have never been equipped to win the consumer credit game. Their rigid lending practices, heavy collateral requirements, and deep-rooted aversion to retail risk keep everyday borrowers locked out. Fintechs are filling the gap with faster, more flexible solutions, while banks remain stuck in outdated models. Now that we know how important consumer credit is and why it matters, why are banks so ill-qualified to solve the problem?