Bank of Ghana’s new licensing rule for digital lenders
The Bank of Ghana has officially announced a new phase in digital credit regulation. Starting November 3, 2025, the central bank will begin accepting applications from entities seeking to operate as Digital Credit Service Providers. This includes every mobile loan application, digital lender, or fintech company offering credit services through apps or online platforms. Existing […]
How direct debit or debit orders works in Zambia
Direct debit, a payment mechanism allowing automatic recurring deductions from a customer’s account to pay bills or loans....
Everything to know about the Nigeria credit reporting act
This article provides an explanation of the Credit Reporting Act. It stays close to the law while focusing on how the provisions affect lenders in practice.