How manual underwriting still fits into an automated loan process
Growth marketing

How manual underwriting still fits into an automated loan process

Across Africa, automation has changed how lenders think about credit. Mobile-first lending apps, USSD-based products, and fully digitized bank loans have brought speed and scale that would have been impossible through paper forms and long committee meetings. A borrower who once had to queue in a branch can now get money in minutes, thanks to […]

What NCGC will (and won’t) do for Nigerian lenders
Industry Information

What NCGC will (and won’t) do for Nigerian lenders

So here’s a breakdown of five important things the NCGC will do and just as importantly, five things it won’t.

MPowa Finance vs Wonga: which is the best in South Africa
Borrower information

MPowa Finance vs Wonga: which is the best in South Africa

The truth is that neither is perfect. MPowa is strict but fast. Wonga is flexible but requires proof. Choosing between them isn’t about which app sounds better, but which one fits your financial reality?