Frequently asked questions about consumer credit in Malawi
Borrower information

Frequently asked questions about consumer credit in Malawi

This article pulls together clear, research-backed answers to those pressing questions. It doesn’t matter if  you’re a first-time borrower, a business professional, or just someone curious about how credit works in Malawi, this guide breaks down the facts, risks, and opportunities.

5 common mistakes first-time lenders make
Industry Information

5 common mistakes first-time lenders make

Starting a lending business can feel straightforward, but many first-time lenders quickly run into avoidable pitfalls. From weak credit assessment processes to unclear loan terms and poor borrower communication, small missteps can lead to costly outcomes like defaults and low customer retention. These early mistakes often stem from focusing too much on disbursement and not enough on structure, risk, and experience. Understanding where things typically go wrong is the first step to building a more resilient and effective lending operation.

Who regulates lending in Zambia
Industry Information

Who regulates lending in Zambia

The answer to who regulates lending in Zambia depends entirely on what kind of lending you're doing. Zambia operates under a tiered regulatory system that separates financial institutions by their activities, capital requirements, and the level of risk they pose to the financial system.