Urwego finance vs SPENN: which is the best for Rwandans in 2025?
This guide is a way to look closely into Urwego finance and SPENN. If you’ve ever had to borrow just enough to keep going, this comparison is for you.
A cultural view of loan defaults in Rwanda
Any lasting reduction in default rates will depend not only on stricter systems but also on solutions that align with Rwanda’s social norms, communal values, and the realities of how households manage money under varying economic pressures.
Mwachangu vs PowerKwacha – which loan app is the best in Zambia?
So, which one should you trust when you need a quick loan? Let’s compare Mwachangu and PowerKwacha side by side, breaking down their loan terms, interest rates, repayment policies, and overall customer experience.


