Why African lenders need different risk models than Western lenders
How to

Why African lenders need different risk models than Western lenders

To make lending sustainable and fair, African lenders need models that recognize these realities instead of trying to fit them into assumptions that belong elsewhere.

Why GSI fails for borrowers with unpredictable income
Industry Information

Why GSI fails for borrowers with unpredictable income

Today, we’ll be highlighting three major challenges lenders may encounter when using GSI to recover loans from borrowers with unpredictable income:

What is rent reporting and why is it important in Nigeria?
Industry Information

What is rent reporting and why is it important in Nigeria?

Many people who don’t have much credit history do have a history of paying rent on time. But that information doesn't show up on their credit reports or help their credit scores. However, with rent reporting, everything changes.