Why African lenders need different risk models than Western lenders
To make lending sustainable and fair, African lenders need models that recognize these realities instead of trying to fit them into assumptions that belong elsewhere.
Key providers for lenders in Zimbabwe: Credit bureaus, credit scoring, and payments providers
Zimbabwe’s lending market is like playing a game of Jenga—stacking loans high and hoping it doesn’t all come crashing down. With nominal lending rates that hit a staggering 242% in 2022 (now down to 32.4%), it’s safe to say borrowing here isn’t for the faint-hearted. But lenders aren’t worried about flashy interest rates—they’ve got bigger […]
How we built Oraculi to help lenders make informed decision
At the core of any loan management software is a decisioning system that helps a lender decide whether a loan should be given. Ours? Oraculi.