How debit order works in Botswana
Industry Information

How debit order works in Botswana

This report provides an in-depth analysis of the debit order ecosystem in Botswana from 2019-2024, covering its regulatory framework, operational mechanics, key players, adoption trends, infrastructure, challenges, and future innovations.

A cultural view of loan defaults in Kenya
Industry Information

A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]

Is your loan business truly financially inclusive?
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Is your loan business truly financially inclusive?

Are you truly "Granting credit access to the underserved"? Is it just a spiel that you tell your customers and investors to give them more trust in your business? Find out if your loan business is truly inclusive.