Key KPIs every digital lender should track month-over-month
Lending KPIs show the operational strength of the business and the quality of decisions being made across credit, risk, pricing, and customer acquisition.
The possible upsides of making GSI the go-to loan repayment method
As lenders look for more reliable ways to recover loans, the Global Standing Instruction (GSI) framework presents a compelling repayment option. By allowing repayments to be recovered across a borrower’s bank accounts when obligations are due, GSI can reduce missed payments, improve collections efficiency, and strengthen lender confidence. For borrowers, it may also create access to better credit terms where repayment risk is lower. If adopted more widely, GSI could reshape repayment behavior and improve discipline across the lending ecosystem.
All you need to know about alternative credit scoring
By moving beyond traditional credit reports, lenders can tap into new data sources to get a fuller, fairer picture of a borrower’s financial health.