8 reasons why  you should NOT use Kolo

8 reasons why  you should NOT use Kolo

Let's explore the different reasons why you shouldn’t make use of your Kolo account or encourage your family and friends to do so. 

7 reasons why most lenders fail within a year 
Growth marketing

7 reasons why most lenders fail within a year 

Even tech giants owe success to lenders. But despite potential high returns, many lenders still face challenges—and fail. Why? Here's what you need to know.

A cultural view of loan defaults in Kenya
Industry Information

A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]