How to get a lending license in India
License

How to get a lending license in India

The Reserve Bank of India (RBI) has firm compliance requirements, and skipping any step can lead to serious consequences. This guide will walk you through the entire process

How to build your credit score as a new Nigerian immigrant in Canada
Borrower information

How to build your credit score as a new Nigerian immigrant in Canada

You can build your credit history in Canada from the ground up, and you don’t need to wait years to get started.

A cultural view of loan defaults in Kenya
Industry Information

A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]