What are the three C’s of credit and how do lenders actually use them?
Borrower information

What are the three C’s of credit and how do lenders actually use them?

Understanding this framework is useful for lenders and equally strategic for borrowers. Knowing how the three C’s are weighed provides insight into what strengthens or weakens an application.

Embed BNPL into your platform without becoming a lender
Engineering

Embed BNPL into your platform without becoming a lender

It’s frustrating to know you could make the sale if only your customers had more payment options. This is where Buy Now, Pay Later (BNPL) comes in.

A deep overview of consumer credit in Ghana
Industry Information

A deep overview of consumer credit in Ghana

This article offers a comprehensive overview of Ghana’s consumer lending sector from 2019 to 2024. It explores the types of loans available, major lenders, the role of fintech, regulation, and the social dynamics of borrowing.