Essential loan pricing strategies for every lender
Loan pricing is deciding how much interest to charge on a loan. In this article, we'll look at some factors influencing loan pricing and discuss different strategies for setting loan prices.
A cultural view of loan defaults in Kenya
Executive summary From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]
Tala vs Zenka – which is the best in Kenya
If you live in Kenya, you’ve probably had that moment when something unexpected comes up, and suddenly, you need cash fast. Maybe it’s an emergency medical bill, a school fee deadline, or a small business expense that can’t wait. This is where mobile loan apps like Tala and Zenka come in, promising a simple solution […]