Why Credit Scoring is Important to Lending
Lending

Why Credit Scoring is Important to Lending

A big determinant in whether you decide to lend a borrower money or not is the confidence you have in the borrower’s ability and willingness to pay you back.

BNPL vs. traditional lending: What works best in Zambia?
Borrower information

BNPL vs. traditional lending: What works best in Zambia?

You’ve probably heard of Buy Now, Pay Later (BNPL) and traditional loans, but what’s the real difference?

Categories of low-risk borrowers lenders should target
Information

Categories of low-risk borrowers lenders should target

Saying, “I don't want high-risk borrowers,” is one thing; articulating the low-risk customers you seek is another. We have done the grunt work of identifying and categorizing traditionally low-risk borrowers.