What is the Credit Guarantee Scheme (CGS)
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What is the Credit Guarantee Scheme (CGS)

By covering part of the risk, the Credit Guarantee Scheme makes it easier for banks to offer better loan terms; larger amounts, longer timelines, and lower collateral requirements.

What factors affect loan interest rates?
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What factors affect loan interest rates?

But here's the thing: interest rates aren't plucked out of thin air. Many factors shape them. Things you and I might not think about when we're in the heat of the moment.

All you need to know about alternative credit scoring
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All you need to know about alternative credit scoring

By moving beyond traditional credit reports, lenders can tap into new data sources to get a fuller, fairer picture of a borrower’s financial health.