Everything you need to know about the Central Bank of Nigeria act
Industry Information

Everything you need to know about the Central Bank of Nigeria act

This article walks through the Central Bank Act with a focus on what it means for Nigerian lenders and credit providers.

How guarantor structures reduce recovery costs
Growth marketing

How guarantor structures reduce recovery costs

This article is about how guarantor works and why it matters, particularly for lenders in Africa, where the cost of recovery is disproportionately high.

Device finance in Nigeria: A case for BNPL
Growth marketing

Device finance in Nigeria: A case for BNPL

In an era where a smartphone is no longer a luxury but a fundamental tool for economic survival, Nigeria's "affordability gap" has never been wider. With inflation squeezing disposable income, the traditional model of outright cash purchases is being replaced by the rapid rise of Buy Now, Pay Later (BNPL). This shift isn't just about convenience; it’s a strategic response to currency volatility and a lack of traditional credit infrastructure. By leveraging alternative data and "pay-as-you-go" technology, BNPL providers are turning the dream of high-end tech ownership into a manageable monthly reality for millions of Nigerians, ultimately driving the nation's next wave of digital inclusion