A deep overview of business and SME loans in Ghana
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A deep overview of business and SME loans in Ghana

Executive summary In Ghana today, running a small business isn’t just a choice. It’s a means of survival and progress. With over 80% of employment coming from the informal sector, entrepreneurship is often the default path for many Ghanaians, especially the youth. From food sellers to online vendors and fashion designers in Accra, micro and […]

A cultural view of loan defaults in Namibia
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A cultural view of loan defaults in Namibia

From 2019 to 2024, Namibia has witnessed growing household borrowing alongside a noticeable rise in defaults

Credit bureaus, credit scoring, and payments gateways for lenders in Kenya
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Credit bureaus, credit scoring, and payments gateways for lenders in Kenya

Financial inclusion in Kenya has made remarkable strides, largely driven by the rapid adoption of online loans. The ease and accessibility of digital lending solutions through payment gateways in Kenya and credit bureaus have created a new frontier for millions of Kenyans previously excluded from traditional financial services. Mobile money has been a game changer […]