What collateral options exist for SME loans?
Growth marketing

What collateral options exist for SME loans?

This article breaks down the collateral options that actually exist for SME loans in African markets today, focusing on what lenders accept in practice, how these options behave during default, and what trade offs come with each approach.

Hurdles to scale to become a lender
Growth marketing

Hurdles to scale to become a lender

Becoming a lender is full of promise, but the road to scale is anything but simple. From compliance demands to data limitations, operational gaps, and the constant pressure to maintain healthy portfolios, new lenders face challenges that can quickly stall growth. Understanding these hurdles is the first step to building a lending business that is sustainable, competitive, and built to last.

How to compare loan offers properly
Borrower information

How to compare loan offers properly

Comparing loan offers properly requires looking beyond the headline amount or how quickly funds are disbursed. Key factors such as interest rates, repayment terms, fees, penalties, and overall transparency all play a critical role in determining the true cost of a loan. For borrowers, understanding these details helps avoid hidden costs and poor financial decisions, while for lenders, it highlights the importance of clear, competitive, and well-structured offerings in a crowded lending market.