How direct debit or debit orders works in Zambia
Industry Information

How direct debit or debit orders works in Zambia

Direct debit, a payment mechanism allowing automatic recurring deductions from a customer’s account to pay bills or loans....

Building borrower trust in markets with loan sharks and scams
Borrower information

Building borrower trust in markets with loan sharks and scams

This article explores the facts behind borrower behavior, highlights where lenders often fail, and sets out ways to close the gap.

How to assess the risks to a loan application
Information

How to assess the risks to a loan application

The fact that someone has the means to pay their debts doesn’t always mean that they are responsible enough to do it. Credit Reports and Credit Scores are useful tools for weighing in on where an applicant stands when it comes to these two characteristics (ability and willingness to pay).