A cultural view of loan defaults in Zambia
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A cultural view of loan defaults in Zambia

This report analyzes loan defaults in Zambia from 2019 to 2024 through a cultural lens, focusing on personal and consumer lending.

A Guide to Nigeria’s Financial Ecosystem: Players, Services, and Regulators
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A Guide to Nigeria’s Financial Ecosystem: Players, Services, and Regulators

Nigeria’s financial ecosystem is a dynamic network of institutions, technologies, and regulatory bodies working together to drive economic activity and expand access to financial services. From traditional banks and microfinance institutions to fintech startups and payment providers, each player plays a distinct role in how money moves across the system. Understanding the services they offer and the regulators that oversee them is essential for anyone looking to navigate, participate in, or build within this evolving landscape.

Why direct debit is the silent hero of loan recovery in Nigeria
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Why direct debit is the silent hero of loan recovery in Nigeria

Unlike cards, direct debit cuts through the noise, offering a simpler and dependable way to ensure payments are made on time, every time.