3 ways expense tracking can improve your financial health
Industry Information

3 ways expense tracking can improve your financial health

Kolo Finance — a personal finance management tool — allows you to combine all your Nigerian bank accounts. With your permission, it can get transaction data from your emails and SMS and put it all together in an understandable manner.

Why borrowers repay more when they have something to lose
Borrower information

Why borrowers repay more when they have something to lose

Loan repayment is often influenced by more than income or willingness to pay, it is also shaped by accountability. Borrowers are often more likely to repay when they have something meaningful to lose, and guarantors are one of the clearest examples of this dynamic. When a trusted friend, family member, or colleague stands behind a loan, repayment carries social, financial, and reputational consequences beyond the borrower alone. For lenders, guarantor-backed lending can strengthen repayment behavior while creating an added layer of confidence in credit decisions.

How P2P lending loans differ from traditional digital lending
Industry Information

How P2P lending loans differ from traditional digital lending

Discover the differences between P2P lending and traditional digital lending. This in-depth analysis explains why both models coexist and who they serve best.