Everything to know about the Nigeria credit reporting act
Credit Laws

Everything to know about the Nigeria credit reporting act

This article provides an explanation of the Credit Reporting Act. It stays close to the law while focusing on how the provisions affect lenders in practice.

How to get travel loans in South Africa
Borrower information

How to get travel loans in South Africa

But something has been shifting. More and more South Africans are finding creative ways to make travel happen, saving in group stokvels, booking off-season, or, increasingly, taking out travel loans.

Bank of Ghana’s new licensing rule for digital lenders
Industry Information

Bank of Ghana’s new licensing rule for digital lenders

The Bank of Ghana has officially announced a new phase in digital credit regulation. Starting November 3, 2025, the central bank will begin accepting applications from entities seeking to operate as Digital Credit Service Providers. This includes every mobile loan application, digital lender, or fintech company offering credit services through apps or online platforms. Existing […]