Frequently asked questions about Opay
Borrower information

Frequently asked questions about Opay

This article answers the most frequently asked questions about Opay to help you understand how the platform works.

Starting a loan business in the United Kingdom
License

Starting a loan business in the United Kingdom

If you’re considering starting a loan business in the UK, first you must understand the market you want to play in. Click here for more.

Why Nigerian banks will never win the consumer credit game
Credit Laws

Why Nigerian banks will never win the consumer credit game

Nigerian banks have never been equipped to win the consumer credit game. Their rigid lending practices, heavy collateral requirements, and deep-rooted aversion to retail risk keep everyday borrowers locked out. Fintechs are filling the gap with faster, more flexible solutions, while banks remain stuck in outdated models. Now that we know how important consumer credit is and why it matters, why are banks so ill-qualified to solve the problem?