How Kolo simplifies expense tracking across multiple bank accounts
How to

How Kolo simplifies expense tracking across multiple bank accounts

No matter the amount of personal or company accounts you have, Kolo can help you handle them all.

Credit bureaus, credit scoring, and payments gateways for lenders in Kenya
Industry Information

Credit bureaus, credit scoring, and payments gateways for lenders in Kenya

Financial inclusion in Kenya has made remarkable strides, largely driven by the rapid adoption of online loans. The ease and accessibility of digital lending solutions through payment gateways in Kenya and credit bureaus have created a new frontier for millions of Kenyans previously excluded from traditional financial services. Mobile money has been a game changer […]

A cultural view of loan defaults in Kenya
Industry Information

A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]