Why you should digitize your Ajo lending business
How to

Why you should digitize your Ajo lending business

Digitizing your Ajo lending business can transform how you manage contributions, track loans, and engage members. Moving from manual records to digital tools improves transparency, reduces errors, and makes it easier to monitor repayments in real time. It also enhances trust among members while allowing you to scale operations more efficiently. In an increasingly digital world, embracing technology is no longer optional, it’s key to running a more reliable and sustainable Ajo system.

How to spot risky loan guarantors and protect yourself as a lender
How to

How to spot risky loan guarantors and protect yourself as a lender

A loan guarantor is basically like a secondary borrower. If they can't pay up when the borrower defaults, then having them as a guarantor is pointless.

What you need to know to start lending in Ghana
Industry Information

What you need to know to start lending in Ghana

Your timing couldn’t be better. Ghana’s economy grew by 6.9% year on year in the second quarter of 2024.