Breaking down the 3 R’s of credit and why they still matter
The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.
Key loan management software features for improved performance
Lending without technology is a step backwards which can adversely impact your profitability. To navigate the complexities of lending, having the right loan management software is indispensable.
Effective loan collections for lenders in South Africa
This article breaks down what effective loan collection looks like in the South African context, what’s holding lenders back, and how to improve results without increasing risk.