Lenders battle against fraudsters; a case for an industry blacklist
Industry Information

Lenders battle against fraudsters; a case for an industry blacklist

As digital lending surges in Nigeria, fraud has quietly become one of the industry’s biggest threats, with coordinated identity theft and serial loan defaulters overwhelming individual lenders who battle in isolation. The danger isn’t unique. Kenya offers a stark warning, with an estimated 3.2 million people blacklisted on the country’s TransUnion credit bureau. Without a unified industry blacklist to identify and curb repeat offenders, Nigerian lenders risk following the same path, continually staying several steps behind increasingly sophisticated fraudsters.

How to score a freelancer who doesn’t have a traditional payslip
Lender information

How to score a freelancer who doesn’t have a traditional payslip

This article walks through how to score a freelancer without a traditional payslip. The goal is practical underwriting clarity.

Where to get loans in Cameroon without collateral
Borrower information

Where to get loans in Cameroon without collateral

Collateral-free loans are a financial means of survival for Cameroonians. This article breaks down where to find these lenders, how they work, and what you need to know to borrow smarter.