What is the Credit Guarantee Scheme (CGS)
Industry Information

What is the Credit Guarantee Scheme (CGS)

By covering part of the risk, the Credit Guarantee Scheme makes it easier for banks to offer better loan terms; larger amounts, longer timelines, and lower collateral requirements.

Best loan management software for Ugandan lenders: Lendsqr vs. Ssentezo
Lender information

Best loan management software for Ugandan lenders: Lendsqr vs. Ssentezo

The financial landscape in Uganda is changing rapidly, with more people seeking access to credit than ever before. The demand for credit is surging from small businesses looking for working capital to individuals needing personal loans. According to the Bank of Uganda, the number of credit-active consumers is growing steadily, driven by increased mobile penetration […]

Essential loan pricing strategies for every lender
Industry Information

Essential loan pricing strategies for every lender

Loan pricing is deciding how much interest to charge on a loan. In this article, we'll look at some factors influencing loan pricing and discuss different strategies for setting loan prices.