5 reasons why you should embed credit into your products and services
Lending

5 reasons why you should embed credit into your products and services

Even the most compelling marketing efforts can fail if consumers lack the means to pay. This is where embed credit becomes indispensable. 

Word on the street: Loans are bad! Maybe not
Lending

Word on the street: Loans are bad! Maybe not

why do loans have such a bad rep in Nigeria? Why do people liken loans to entrapment? Let’s dive in and find out why.

Lenders battle against fraudsters; a case for an industry blacklist
Industry Information

Lenders battle against fraudsters; a case for an industry blacklist

As digital lending surges in Nigeria, fraud has quietly become one of the industry’s biggest threats, with coordinated identity theft and serial loan defaulters overwhelming individual lenders who battle in isolation. The danger isn’t unique. Kenya offers a stark warning, with an estimated 3.2 million people blacklisted on the country’s TransUnion credit bureau. Without a unified industry blacklist to identify and curb repeat offenders, Nigerian lenders risk following the same path, continually staying several steps behind increasingly sophisticated fraudsters.