Meet Adjutor: Your critical support for making better credit decisions

Nothing scares a lender more than giving loans to someone who doesn’t make the cut right from the start due to lack of affordable API service.  Having sufficient data provides lenders with better assurance when lending to borrowers with a credible history of repayment.

Unfortunately, as much as data and algorithms are good for smart decisions, getting access to good quality and cost-effective data with affordable API service is almost impossible. 

With tons of experience behind Lendsqr and tough lessons learned from being the platform of choice for thousands of lenders, we have developed significant capabilities to help lenders to make decisions. We exist only to help lenders.

Read more: Do you know as a digital lender you have a little role to play in combating fraud in Nigeria?

Adjutor, derived from the Latin word “helper” is our API platform. It is a Lendsqr subset that focuses on offering credit decision and KYC validation APIs to aid lenders in making informed decisions.

Why adjutor?

Adjutor’s core value proposition is in data for credit decisions and validation, with critical offerings such as our Karma blacklist and Ecosystem endpoints designed to provide you (as a lender) with community immunity.

Allowing you to filter out and block already blacklisted users or chronic defaulters within our ecosystem. In addition to these, our decisioning APIs will enable you to choose a credit scoring module that suits your business and configure it to reflect your credit policies.

By using Adjutor’s APIs, Nigerian lenders can enhance their technology stack with reliable credit data without the need for extensive investments in technology systems. Adjutor offers you the data you need to make well-informed lending decisions starting from just N10/API calls and only for successful hits. 

At Lendsqr, we are committed to providing innovative and flexible solutions that meet the unique needs of Nigerian lenders. This way, they can focus on what they do best: lending.

Read more: What is a decisioning engine?