Does your loan business really need an app?
The truth is, most lenders don’t need to have a loan app, not only because of the stress of having one, but because the net impact on the business might even be negative.
A cultural view of loan defaults in South Africa
If lenders and policymakers in South Africa can meet borrowers where they are economically, culturally, and socially, there may be a path forward that improves financial access while reducing default risk.
Why you need technology to scale your lending business
Scaling a lending business is not just about issuing more loans; it requires systems that can handle growth without increasing risk or operational strain. As loan volumes grow, manual processes become slower, errors increase, and decision-making becomes harder to manage. Technology helps lenders streamline operations, automate key processes, and maintain consistency while expanding their reach. Without the right tools in place, scaling sustainably becomes a significant challenge.