A cultural view of loan defaults in South Africa
Industry Information

A cultural view of loan defaults in South Africa

If lenders and policymakers in South Africa can meet borrowers where they are economically, culturally, and socially, there may be a path forward that improves financial access while reducing default risk.

7 lending strategies every modern lender should consider
Lender information

7 lending strategies every modern lender should consider

This article lays out seven practical strategies that move measurable outcomes: lower customer acquisition cost, higher approval accuracy, faster time to decision, and stronger lifetime value.

Common mistakes lenders make when choosing a business model
Information

Common mistakes lenders make when choosing a business model

The secret weapon of any thriving lending business is a smart business model. Unfortunately, lenders make mistakes when choosing one.