Can medical debt affect your credit even if you’ve paid it off?
Borrower information

Can medical debt affect your credit even if you’ve paid it off?

The hardest part about medical bills is how little control you have over them. They can show up without warning, and once they go to collections, they stay with you.

How the bad debt expense formula helps lenders track risk
Lender information

How the bad debt expense formula helps lenders track risk

What starts as a basic calculation of bad debt becomes a useful tool to guide decisions across the lending cycle.

Meet Adjutor: Your critical support for making better credit decisions
Lending

Meet Adjutor: Your critical support for making better credit decisions

Nothing scares a lender more than giving loans to someone who doesn’t make the cut right from the start due to lack of affordable API service.  Having sufficient data provides lenders with better assurance when lending to borrowers with a credible history of repayment. Unfortunately, as much as data and algorithms are good for smart […]