Breaking down the 3 R’s of credit and why they still matter
Lender information

Breaking down the 3 R’s of credit and why they still matter

The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.

APIs for lenders to reduce NPL
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APIs for lenders to reduce NPL

The threat that bad loans pose to lenders can’t be overemphasized. A lot of lenders have had to write off an alarming amount of non-performing loans (NPL). As a lender, a big concern you’re often confronted with is “what if they don’t pay back?” It’s imperative to be able to recover your loans. This is […]

Preparing your income statement as a lender- management accounting 101
How to

Preparing your income statement as a lender- management accounting 101

No one likes the boring routine of bookkeeping and punching in numbers; but management accounting is a highly important for your lending business.