5 reasons why manual loan booking is still relevant for lending
While we are glad that digital lending has come to stay, millions of Africans remain left behind with little to no access to credit. Find out how manual loan booking is relevant in bridging the credit gap.
5 best loan apps in Nigeria with low interest
In a country where borrowing has become digital by default, choosing wisely is a survival with strategy. This article is a closer look at the 5 loan apps in Nigeria that stand out for having low interest rates.
Lenders battle against fraudsters; a case for an industry blacklist
As digital lending surges in Nigeria, fraud has quietly become one of the industry’s biggest threats, with coordinated identity theft and serial loan defaulters overwhelming individual lenders who battle in isolation. The danger isn’t unique. Kenya offers a stark warning, with an estimated 3.2 million people blacklisted on the country’s TransUnion credit bureau. Without a unified industry blacklist to identify and curb repeat offenders, Nigerian lenders risk following the same path, continually staying several steps behind increasingly sophisticated fraudsters.

