A deep overview of consumer credit in Zambia
Industry Information

A deep overview of consumer credit in Zambia

This report provides a clear, practical overview of consumer credit in Zambia from 2019 - 2024. It covers the key loan types in use, major players shaping the space, current regulatory frameworks, and how technology is changing access.

Why Nigerian banks will never win the consumer credit game
Credit Laws

Why Nigerian banks will never win the consumer credit game

Nigerian banks have never been equipped to win the consumer credit game. Their rigid lending practices, heavy collateral requirements, and deep-rooted aversion to retail risk keep everyday borrowers locked out. Fintechs are filling the gap with faster, more flexible solutions, while banks remain stuck in outdated models. Now that we know how important consumer credit is and why it matters, why are banks so ill-qualified to solve the problem?

APIs for lenders to reduce NPL
Information

APIs for lenders to reduce NPL

Integrations via API to other ancillary platforms are key to ensuring your loans are paid back. They allow you to leverage on the tech, data and functionalities of the best providers to improve the quality of your loan flow.