How to build your first credit score using diaspora-friendly loan apps
Borrower information

How to build your first credit score using diaspora-friendly loan apps

This article breaks down how long it takes to build a credit score, how credit scoring models work, how to establish credit in the US, UK, Canada, or Australia, and how to use diaspora-focused fintech platforms to strengthen your position on both sides of the ocean.

How to track and reduce your loan portfolio’s delinquency rate
Lender information

How to track and reduce your loan portfolio’s delinquency rate

The delinquency rate measures the share of loans in your portfolio that are past due. In simple terms, it’s the percentage of loans with missed payments (often defined as 30, 60 or 90 days late).

Debt management strategies

Debt management strategies

Debt management can seem challenging, but with the right strategies in place, you can avoid losing control of your finances.