How to get a lending license in Ethiopia
How to

How to get a lending license in Ethiopia

The National Bank of Ethiopia is cautious, but there is room for those lenders who can offer good and affordable credit.

Key loan management software features for improved performance
Information

Key loan management software features for improved performance

Lending without technology is a step backwards which can adversely impact your profitability. To navigate the complexities of lending, having the right loan management software is indispensable.

A cultural view of loan defaults in Kenya
Industry Information

A cultural view of loan defaults in Kenya

Executive summary  From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]