Which is better for loan repayments: Cards or Direct Debit?
Lending

Which is better for loan repayments: Cards or Direct Debit?

Explore the use of debit cards and direct debit as options for lenders and which is more effective for loan recovery

Key providers you need as a lender in Sierra Leone: Credit reporting agencies and more
Lender information

Key providers you need as a lender in Sierra Leone: Credit reporting agencies and more

If you think you have trust issues, try being a lender in Sierra Leone. It’s a constant battle to separate fact from fiction, and every loan feels like a gamble. In the second quarter of 2024, Sierra Leone’s NPL rate fell to 7.5%, a significant drop from 12.1% in 2023. Great news, right? But let’s […]

Who regulates lending in Zambia
Industry Information

Who regulates lending in Zambia

The answer to who regulates lending in Zambia depends entirely on what kind of lending you're doing. Zambia operates under a tiered regulatory system that separates financial institutions by their activities, capital requirements, and the level of risk they pose to the financial system.