What Chamas and SACCOs can teach lenders about group lending
How to

What Chamas and SACCOs can teach lenders about group lending

Group finance has a reach that many fintechs still underestimate. In Kenya, SACCOs that operate under regulation reported 6.84 million members in 2023, a number that shows how much formal group lending has grown. Beyond that, informal savings groups called chamas are even more widespread. Estimates suggest there are around 300,000 active chamas, each managing […]

How to build your credit score as a new Nigerian immigrant in Canada
Borrower information

How to build your credit score as a new Nigerian immigrant in Canada

You can build your credit history in Canada from the ground up, and you don’t need to wait years to get started.

Key providers for lenders in Trinidad and Tobago: Credit scoring, KYC, and payment
Lender information

Key providers for lenders in Trinidad and Tobago: Credit scoring, KYC, and payment

In this article, we’re pulling back the curtain on some less obvious players reshaping the lending process in Trinidad and Tobago.