7 loan apps in Malawi with low interest
This article breaks down the factors that determine loan affordability. It explains how to read conditions beyond the headline rate, spot when fees outweigh benefits, and weigh repayment schedules against cash flow or salary cycles.
How to get travel loans in South Africa
But something has been shifting. More and more South Africans are finding creative ways to make travel happen, saving in group stokvels, booking off-season, or, increasingly, taking out travel loans.
Breaking down the 3 R’s of credit and why they still matter
The 3 R’s come in. Returns, Repayment capacity, and Risk-bearing ability shift the focus from merely assessing trustworthiness to examining the business as an investment opportunity.