How to get started as a lender in Botswana
In Botswana, 16% of the adult population either has no access to formal financial services or relies solely on informal channels. What does this tell us? It tells us that the financial landscape is fertile, ripe for innovation, and ready for disruption. Botswana may not have the scale of larger African economies, but what it […]
Programu 5 Bora za Mikopo ya Ksh 5,000 Nchini Kenya
Wakenya wengi hupata chini ya Ksh 50,000 kwa mwezi, huku wastani wa mapato ya kila mwezi ukiwa Ksh 20,123. Ili kuelewa hali hii vizuri, kuishi kwa starehe nchini Kenya siku hizi kunahitaji takriban Ksh 150,000 kwa mwezi. Hii inaonyesha kuwa idadi kubwa ya Wakenya huishi kwa bajeti finyu na huenda wakapata ugumu wa kukidhi mahitaji […]
What collateral options exist for SME loans?
This article breaks down the collateral options that actually exist for SME loans in African markets today, focusing on what lenders accept in practice, how these options behave during default, and what trade offs come with each approach.