A cultural view of loan defaults in Uganda
Industry Information

A cultural view of loan defaults in Uganda

Uganda’s experience illustrates that solving the problem of defaults is not simply about adjusting loan terms or improving credit scoring. It requires an understanding of the cultural frameworks that guide how people borrow, how they prioritize repayments, and how they perceive the consequences of failing to meet their obligations.

How to compare loan offers properly
Borrower information

How to compare loan offers properly

Comparing loan offers properly requires looking beyond the headline amount or how quickly funds are disbursed. Key factors such as interest rates, repayment terms, fees, penalties, and overall transparency all play a critical role in determining the true cost of a loan. For borrowers, understanding these details helps avoid hidden costs and poor financial decisions, while for lenders, it highlights the importance of clear, competitive, and well-structured offerings in a crowded lending market.

Invest in a lending business: Why and how to make profit from it
Lending

Invest in a lending business: Why and how to make profit from it

If you are interested in making extra cash by borrowing out some of your excess funds to individuals, then you consider investing in a lending business