A cultural view of loan defaults in Tanzania
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A cultural view of loan defaults in Tanzania

This article presents a comprehensive cultural and behavioral analysis of loan defaults in Tanzania, drawing on Central Bank data, academic research, case studies, and media reports to offer an accessible, nuanced understanding of this critical issue.

How to start a money lending business in Zambia
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How to start a money lending business in Zambia

In Zambia today, many people are struggling to access the credit they need. Over 60% of adults can’t get loans or use formal banking services, and the situation is even tougher in rural areas, where nearly 80% of people are excluded from financial services altogether. While Zambia’s economy has grown over the years, much of […]

5 reasons why debit cards don’t work for loan collections in Ghana
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5 reasons why debit cards don’t work for loan collections in Ghana

Relying on debit cards for loan repayments in Ghana might just be a fast track to rising defaults and frustrated borrowers. Here’s why debit cards simply don’t work well for loan collections in Ghana.