How to get started as a lender in Botswana
Industry Information

How to get started as a lender in Botswana

In Botswana, 16% of the adult population either has no access to formal financial services or relies solely on informal channels. What does this tell us? It tells us that the financial landscape is fertile, ripe for innovation, and ready for disruption. Botswana may not have the scale of larger African economies, but what it […]

4 reasons why most loan defaulters are fraudsters
Industry Information

4 reasons why most loan defaulters are fraudsters

It’s time we stop sugarcoating this. Loan defaulters, in many cases, are fraudsters and here’s how they reveal themselves as such.

What are lending APIs and how do you get them?
Engineering

What are lending APIs and how do you get them?

Lending APIs are specialised APIs within the financial system designed specifically for lenders, who use them in part or in whole to decide loan approvals, onboard new borrowers, disburse loans, and collect repayments.