A cultural view of loan defaults in Malawi
How to

A cultural view of loan defaults in Malawi

Executive Summary Between 2019 and 2024, Malawi has seen both a rapid expansion in personal lending and a growing struggle with defaults. While commercial banks, microfinance institutions (MFIs), savings and credit cooperatives (SACCOs), village savings and loan associations (VSLAs), and new digital lenders have opened up access to credit, many Malawians still find it difficult […]

Open banking in Africa: Continental progress made as of 2025
Industry Information

Open banking in Africa: Continental progress made as of 2025

In London or Sydney, open banking was about breaking up bank monopolies. In Africa, it’s about building the pipes. Basic ones. The kind that lets people send money, access credit, or even check a bank balance without friction. Here, open banking isn’t just a policy play, it’s a workaround. A way to fill gaps that […]

5 reasons why you may need a student loan
Borrower information

5 reasons why you may need a student loan

Before you hit the panic button, remember that student loans aren't the big, bad wolf they're often portrayed as. In reality, they could be the solution you need. Let's explore five reasons why we think you may need a student loan.