A cultural view of loan defaults in Rwanda
Any lasting reduction in default rates will depend not only on stricter systems but also on solutions that align with Rwanda’s social norms, communal values, and the realities of how households manage money under varying economic pressures.
Effective loan collections for lenders in South Africa
This article breaks down what effective loan collection looks like in the South African context, what’s holding lenders back, and how to improve results without increasing risk.
How to assess loan applications for individual borrowers
Here's how to thoroughly assess loan applications for individual borrowers to reduce non-performing loans in your loan portfolio
