Medical lending is risky business, unless the software is airtight
The software behind medical lending matters so much. Beyond the speed of disbursing funds, it has to deal with the messy realities of healthcare financing
How to know your fintech is ready to embed lending as a service
Understanding when your fintech is ready to embed lending requires examining your technology, operational capacity, partnerships, and compliance readiness.
A cultural view of loan defaults in Kenya
Executive summary From 2019 to 2024, Kenya experienced a steady rise in personal and consumer loan defaults, driven not just by economic challenges, but deeply rooted cultural behaviors, social expectations, and shifting attitudes towards debt. While formal banks, microfinance institutions, and mobile lenders expanded access to credit, repayment struggles mirrored longstanding cultural and communal dynamics. […]
