Why using bank statements is important for loan decisions
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Why using bank statements is important for loan decisions

Bank statements have proven to be a solid tool for assessing a borrower’s capacity to take a loan. Sometimes, it may even be a means of assessing their character as well (Interesting right? Stay tuned).

Can I use a cooperative license to lend in Nigeria?
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Can I use a cooperative license to lend in Nigeria?

One question that prospective Nigerian lenders always ask is if it’s legal to use a cooperative license to lend. Yes, it is.

7 reasons why your loan business struggles to attract borrowers
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7 reasons why your loan business struggles to attract borrowers

So, you've kicked off your loan business. Now, you’re expecting a surge of customers. Despite your best efforts, the expected influx of customers hasn't materialized. Find out the possible reasons for low borrower numbers in your loan business.